Life insurance denials occur when insurance companies decline to pay the death benefit owed to designated beneficiaries after a policyholder’s death. A life insurance claim may be denied for various reasons, such as the misrepresentation or non-disclosure of material facts on the insurance application, non-payment of premiums, and exclusions detailed in the policy agreement. Insurers…
Employees on sick leave or disability leave are entitled to protections under applicable Employment Standards and Human Rights Legislation. These safeguards aim to ensure employees do not suffer adverse consequences for exercising their right to take sick leave. Employers are prohibited from terminating employees solely based on an absence due to medical issues, some of…
This is a motion by the defendants brought under Rule 30.06 seeking an order that theplaintiff produce a further better affidavit of documents that includes, among other things, theplaintiff’s medical records back to 2009, medical and expert reports relating to a 2009 motorvehicle accident, and “all relevant social media posts, photographs, videos, images, audiorecordings, public…
The Plaintiff and her former spouse refinanced their home in May 2015, with their mortgage set for renewal in May 2019. Upon receiving a renewal letter from the Defendant offering various renewal options, the Plaintiff did not choose any of the voluntary renewal terms. Consequently, the Defendant applied the automatic renewal agreement from the renewal…
This is a real estate law action where the Defendant purchasers entered into an agreement of purchase and sale (“APS”) with the Plaintiff builder for a new home at the purchase price of $1,115,490. However, the purchasers failed to close leading to the termination of the agreement. Consequently, the builder commenced a claim for damages…
The Defendant seeks an order for leave to examine a non-party for discovery pursuant to Rule 31.10 of the Rules of Civil Procedure. The non-party was an expert in this case engaged by the plaintiffs to provide expert evidence at trial. The motion judge found that the expert witness could not be examined under Rule…
The Plaintiff subcontractor and the Defendant contractor entered into an agreement for cabinet work in a residential kitchen. The subcontractor commenced an action against the contractor, seeking damages for non-payment of services provided. The contractor argued that payments were made in cash but were unable to offer evidence, such as invoice, receipt, deposit, withdrawal, or…
SelectCore Ltd. entered into an agreement with the applicant for auditing services. The applicant submitted four invoices totaling $160,177.50 for services rendered. The Respondent paid a portion of the first invoice and refused to make any additional payments on the grounds that the applicant promised discounts on its fees and that the Agreement did not…
The buyers agreed to purchase a home to be constructed in a subdivision from the seller. The purchase price specified in the Agreement of Purchase and Sale (APS) was $1,699,990, with $1,590,820.99 due on the closing date. The seller was ready, willing and able to proceed with the deal on the agreed-upon closing date. However,…
Plaintiff brought an action against her parents and siblings seeking a declaration recognizing her beneficial interest in two properties. The plaintiff claims she provided a significant portion of the purchase price on both properties which were sold. The plaintiff brought a motion for certificate of pending litigation in relation to the two properties. The motion…