The Insurance Company’s Obligations

What are an insurance company’s obligations when handling their client’s claims? For one, an insurance company has a duty of good faith, which amounts to acting fairly and promptly in investigating and assessing the claim, as well as in deciding whether or not to pay the claim. There is no hard or fast rule, but…

Your Buyer Can’t Close?

An agreement of purchase and sale is a binding contract. However, in many instances, a purchaser may be unable to close on the agreement and will be forced to default. These reasons may include lack of financing, or falling market prices that it had not accounted for. When a buyer fails to close, they are…

Negligence of a Real Estate Agent

Real estate agents can be held liable for damages under the common law if they are negligent in the performance of their duties. Some examples of negligence include: Failing to point out an ambiguity in the agreement to their client; Placing themselves in a conflict of interest; Failing to obtain security for the vendor’s warranty;…

Hurt on an Airplane?

Have you been injured while taking an airplane? The airline company may be liable for damages. International law dictates that, depending on where the airplane was at the time of your injury, a different test applies to establish liability. If you were on a domestic flight, negligence must be established under common law principles. Essentially,…

Have You Been Defrauded?

Door-to-door scams have been on the rise in Ontario, according to data from the Canada Anti-Fraud Agency and the FSRA. These occur where a representative, generally from an unknown company, attends an individual’s home unsolicited. These representatives target vulnerable populations and compel them to sign agreements that are highly one-sided, but are falsely held out…

What is Wrongful Dismissal?

Wrongful dismissal occurs where an employee is terminated without just cause, and without reasonable notice. An entitlement to reasonable notice is implied in all contracts of employment. If an employee was wrongfully terminated, they may have claim for the amount of reasonable notice. This is assessed based on the following factors: the character of their…

No Crash, No Cash?

Ontario riders or passengers on public transportation are often mislead to believe that compensation for injuries sustained by riding a public transit vehicle such as TTC is limited to there being a collision. As of 2011, the “no crash, no cash” rule comes from section 268(1.1) of the Insurance Act which prevents injured passengers from…

Shopify Lays Off 10% of its Workforce

In a recent blog post[1] shared on Shopify’s website by its CEO, Tobias Lütke, Shopify announced that it would be laying off 10% of its workforce by the end of the day. Those affected will get “16 weeks of severance pay, plus an additional week for every year of tenure at Shopify”. Layoff is illegal…

Disability Benefits for Long COVID

Some people experience COVID-19 symptoms long after the average time period. It has been reported that some continue to experience symptoms more than 12 weeks after getting COVID-19. This is called “long COVID” or “COVID Long haulers”. It refers to the longer-term effects some people experience after their initial infection. For adults, these symptoms can…